Manage your money better so that you can live a life of impact today and tomorrow

Struggling with credit card debt? Learn how to take control of your finances with this step-by-step guide to paying off debt quickly and effectively. This post covers 11 actionable strategies, including listing and prioritizing your debts, negotiating lower interest rates, redeeming rewards, cutting unnecessary expenses, and adopting a debt repayment plan like the snowball or avalanche method. Discover tips to stop accumulating debt, boost your income, and make smarter financial decisions. Start your journey to becoming debt-free today and reclaim your financial freedom!

Staying at home to care for children (and older parents in the future) has normally been part of the woman’s Caretaker role. In our current economy, caretaking is low-income work or unpaid. This means that when a woman takes on the Caretaker role full-time, she misses out on potential earnings, skill development, and networking opportunities. A lack of earnings means lower Social Security benefit accumulation and a decrease in savings and investments. A double whammy!

You can’t spell challenge without change.

The challenges in this list aren’t your typical save $1 on Day 1 and $2 on Day 2, although, those can be pretty helpful. These challenges are to help you see that money is an integral part of our lives, but it’s not the primary goal. You’ll learn that after doing these challenges, money and time are both important, living frugally doesn’t have to mean deprivation, you don’t always have to spend money to have a good time and that getting a community together can help with your money goals.

“Children are human beings to whom respect is due, superior to us by reason of their innocence and of the greater possibilities of their future.” - Maria Montessori

With our little girl turning 1, I thought I would share some of the books that helped us in the first year. There is no shortage of books for new parents so this isn’t the most comprehensive list. It’s funny how many become parents without formal guidance or education. Many think that parental instincts kick in when the baby is home, but sometimes that’s far from the truth. It helps to be prepared by reading a book or two from people you’ve been there and done that.